NJ Coastal Home Insurance Quotes | NJ Coastal Home Insurance Agents | NJ Affluent Home Insurance Agents | NJ Coastal Homeowners Insurance Agency | NJ Beach Front Property Insurance | NJ Vacation Home Insurance Quotes

Any Insurance website or robotic call answering system can get you a cheap Insurance quote, but doesn't your property and family deserve more than just a cheap policy acquired to appease a mortgage company or regulatory authority? If you're sick of Long waits on the phone, lack of any human response, push button transfers and Robotic Messages, then Call us for Great Service and ATTENTION. Our Two owners have over 78 years of combined experience, allow them to help you. Click the buttons above for a Fast Quote.

Our Agency has been named for the 7^th time over the last 8 years One of the Top 3 Best Agencies of Ocean County in the Annual Asbury Park Press Best of The Best Awards 2018-2011 and One of Our owners was named again in 2018 as One of NJ's Best Agents in the Annual NJ Monthly Magazine/Five Star Professionals Award for Home/Auto Insurance Agents, presented by NJ Monthly Magazine. Coastal Home Insurance is specifically tailored to the unique needs of those homes located on or the beach, Coast, Rivers, Lakes and bays. Most Insurance companies have coastal  exclusions, meaning they will not insure homes anywhere in that 3-5 mile range! And if your home is 3 miles from a river lake or beach, it can still be classified as waterfront and thus uninsurable with most companies you may know.--- Then there's another problem, those companies that may write your home insurance near the beach can have high hurricane deductibles, in many cases between 2-5%, that means on your $500,000 home you could be out of pocket $25,000 before your insurance company pays one dime on any wind Hurricane or hail claim. Yes it is confusing---- but that's why you need an experienced Trusted Choice Independent Agents.

I & E Insurance Agency is your one stop solution for all your Insurance needs. We have Insurance Carriers who want your business insuring homes, and properties near the water. We provide solutions, just call.  It doesn't matter whether your Waterfront Dream Home is a small cottage in Belmar or a 10,000 square foot McMansion in Rumson, a rental home in Lavallette or a Ocean view condo in Atlantic City, we can get the right insurance policy for you and your family!  And in some cases, we can package insurance such as home, boat, flood, primary and vacation home coverage together.  Lost your current provider? We write NEW policies for coastal coverage, so finding the right coverage and carrier for your unique needs is easy. As a Trusted Choice® Agency www.trustedchoice.com we provide a full range of Insurance for Business, Personal and Commercial clients. Additionally, through our affiliation with ANE network www.ane-agents.com  and www.pia.org we have the resources larger firms and offer that with personalized service and Old fashion attention you'd expect from a neighbor.