New Jersey Home Insurance Quotes | NJ High Value Homeowners Insurance | NJ Coastal Home Insurance | NJ Vacation Home Insurance | NJ Home Insurance Agents | NJ Waterfront Home Insurance
Any Robotic Insurance Website or Overseas Operator can get you a cheap quote- but it takes an experienced Agent who knows the market and asks the relevant questions to get you The RIGHT coverage at a competitive price. What good is a cheap policy if it ends up costing you money during a claim? It's too late after disaster strikes to find out you have the wrong coverage. Get a second opinion today 732-295-5584. Our Agency has been named ONE of Ocean County NJ 's Top 3 Insurance Firms for the 9th time of the last 10 years 2020-2011 by the Asbury Park Press and Our owners were named for the 5th time of the last 10 years in the top 1% of NJ Agents for service by NJ Monthly Magazine/Five Star Professionals for Home/Auto.
If you have a High Valued home in NJ, you have another problem...Most Insurance companies are not insuring homes over $2 million in replacement value, those that are, can have very High deductibles, which means a 5% wind damage occurs with a 5%  deductible, you could be out of pocket $50,000 before the Insurance company pays you a penny on the claim. Don't find this out when its too late. As High Value and Coastal Home Insurance Specialists, we have the Insurance companies that want your business at competitive prices, with low deductibles-
Get a second opinion, call today 732-295-5584.
Another issue , affluent homes located within 5 miles of the NJ waterfront, the Coast, Rivers, or on the beach are prone to underwriting issues that prevent the most common Insurance companies from offering coverage.
The majority of these NJ Admitted Insurance companies have 5 Mile exclusions, and will not insure homes
anywhere in that 5 mile range from water! So in these cases Property Owners are forced to get coverage from NON Admitted companies like LLOYDS of London where the exclusions and deductibles of 5% are common But we have companies that want your business with low deductibles, let us find you alternatives- just call.
Our Principals (2) have over 80+ years combined experience. As members of Trusted Choice® www.trustedchoice.com and Professional Insurance Agents of America www.pia.org we provide a full range of Insurance for Business, Personal and Commercial clients. Through these associations we offer the strength and power of a larger organizations but with the personalized service and attention of a local business.
Questions call us at 732-295-5584 or email ineagency@gmail.com
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