Bay Head NJ Homeowners Insurance | Coastal Home Insurance Bay Head NJ | Bay Head NJ Rental Home Insurance | Bay Head NJ Vacation Home Insurance | Bay Head NJ High Value Home Insurance

Are you sick of call forwarding and never speaking to the same person twice? Any website or robotic call system can get you a quote, but is it correct? Does it protect your home and property? Don't wait till disaster strikes, look up your policy- Get a Second Opinion- Call us for Fast and Personalized Service 732-295-5584. Our Agency has won has won several Awards for Service being named a top 3 Agency of Ocean County for the 9^th time of the last 10 years by the Asbury Park Press 2020-2011 and Our Agents were named some of NJ's Best for service by NJ Monthly Magazine/Five Star  Professionals for Home/Auto. Click The Red Buttons above for Fast Service.

Bay Head has a lot of high valued and affluent Homes. And that's an issue effecting your insurance. Many of the companies available have very high deductibles on these properties. In some cases the deductibles can range from 1-5% of the dwelling coverage, thus on a home above $1 million and higher its not usual to see a deductible of $10,000 before the insurance company pays a penny of a claim, and with hurricane deductibles out of pocket expense could be $50,000 on a $1 million home!  Normal Home Insurance policies may not cover you properly, Give us a call- we specialize in the affluent and high value home market and have the companies who want to insure your home especially if its near the water. Additionally many of these affluent homes located on or near  the waterfront, The Coast, Rivers, Lakes on or near the beach, could have the same deductibles for hurricane damage. You could be out of pocket $50,000 on a million dollar home in a hurricane claim. But it doesn't have to be that way.  We have those Insurance Companies that want your business and can offer Coastal and Waterfront coverage with low deductibles!

I & E  Insurance Agency is an independent family owned and operated Agency serving all of NJ. Many of Our customer have multiple homes, Autos, Boats and Business polices with us and find that ONE Call for service and solutions can save them time and money. Our Principals (2) have over 80⁺ years experience. As a Trusted Choice® Agency we provide a full range of Insurance for Business, Personal and Commercial clients. Additionally, through our affiliation with ANE Networks www.ane-agents.com and Professional Insurance Agents of America www.pia.org  we have the resources of larger organizations but offer them with the personalized service and Old fashion charm of a local neighborhood store.

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