• Home
  • Get A Quote
  • Customer Service
  • Refer a Friend
  • About Us
  • Location Map
  • Employee Directory
  • Privacy Policy
  • Contact Us
Call Us CALL US TODAY | (732) 295-5584 | INEAGENCY@GMAIL.COM
Home
  • Home
  • Get A Quote
  • Customer Service
  • What We Offer
    • Annuities
    • Automobile
    • Bonds
    • Business & Commercial
    • Dental
    • Flood
    • Homeowners
    • Life & Health Insurance
    • Limousine
    • Recreational Vehicle
    • Renters
    • Retirement Planning
    • Trucking
    • Watercraft & Boat
  • Blog
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Calculators
    • Free Reports
    • Make a Payment
    • Insurance Glossary
    • News Center
  • About Us
    • About Us
    • Location Map
    • Privacy Policy
    • Event Calendar
  • Contact
    • Contact Us
    • Join Our Newsletter
Auto Insurance AUTO Read More
Home & Flood Insurance HOME & FLOOD Read More
Business Insurance BUSINESS Read More
Life & Health Insurance LIFE & HEALTH Read More
Watercraft Insurance WATERCRAFT Read More
Retirement Planning RETIREMENT PLANNING Read More
Home > Blog > Understanding Commercial Insurance
SATURDAY, FEBRUARY 15, 2020

Understanding Commercial Insurance

FOR IMMEDIATE RELEASE:

Contact: Amanda Edmunds

I & E Insurance Agency

www.getinsurancequotetoday.com

732-295-5584 

ineagency@gmail.com

 

What is Commercial Insurance?

Commercial insurance protects businesses, their owners, and their employees from any unforeseen circumstances that may affect the business. Commercial business insurance protects against accidents, property damage, professional errors, workers’ compensation claims, and more.

Types of Commercial Insurance

The three main types of commercial insurance include property insurance, worker’s compensation, and commercial general liability insurance.

  • Property insurance covers losses and damage to real and personal business property. This includes damage to your office space and everything inside and out of it in the event of a fire, explosion, pipe burst, or storm. This also includes damage due to theft or vandalism.
  • Workers’ compensation protects you and your employees. It pays for medical costs and lost wages of employees who are injured or become ill on the job. Each state has its own set of compulsory rules businesses must follow regarding workers’ compensation.
  • General liability insurance protects your business against bodily injury, property damage, completed operations and advertising injuries that may occur as the result of your business.
Aside from those main three, there are several other types of commercial insurance including:
  • Commercial auto insurance
  • Professional liability
  • Business owners policy (BOP)
  • Cyber liability insurance
  • Business interruption insurance
  • Disability insurance
  • Life insurance
  • Errors and omissions insurance

What Does Commercial Insurance Cover?

Because there are so many coverage options under commercial insurance, it’s easier to discuss what commercial insurance doesn’t cover. Standard commercial policies don’t cover losses from natural disasters like floods or any other major weather events. It also does not apply to customer property that is stored in your business. Intentional and fraudulent acts are not covered and a standard general liability policy also does not cover auto accidents.

Understanding Commercial Insurance

Looking for a commercial insurance policy? The team at I & E Insurance can provide you with information regarding commercial insurance policies based on your needs and budget!
Posted 3:40 PM

Tags: commercial insurance, commercial, liability, commercial insurance, insurance, commercial insurance new jersey, commercial new jersey, insurance jersey shore, insurance new jersey, business insurance, business insurance new jersey, business insurance jersey shore
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013

  • insurance(32)
  • home insurance(19)
  • flood insurance(18)
  • auto insurance(17)
  • life insurance(11)
  • commercial insurance(11)
  • business insurance(10)
  • insurance new jersey(10)
  • property insurance(9)
  • nj home insurance(9)
  • coastal home insurance(8)
  • nj flood insurance(8)
  • insurance jersey shore(8)
  • seaside(7)
  • disaster(7)
  • homeowners insurance(7)
  • point(7)
  • high end(7)
  • ocean(7)
  • mantaloking(6)
  • new jersey insurance(5)
  • best insurance agency of ocean county(5)
  • nj auto insurance(5)
  • home insurance quotes(5)
  • liability(5)
  • workers comp insurance(5)
  • insurance quotes(5)
  • flood(4)
  • car insurance(4)
  • coastal property insurance(4)
  • bolg(4)
  • health(4)
  • annuities(4)
  • retirement planning(4)
  • ira rollovers(3)
  • ocean county flood insurance(3)
  • affluent home insurance(3)
  • blog(3)
  • top nj insurance agents(3)
  • small business insurance(3)
  • home(3)
  • auto(3)
  • monmouth county flood insurance(3)
  • classic car insurance(3)
  • house insurance(3)
  • new jersey(3)
  • nj home insurance quotes(3)
  • renter's insurance(3)
  • ira plans(3)
  • burial insurance(3)

View Mobile Version
Facebook
Narragansett Bay logo
UPC Insurance logo
Travelers logo
The hartford logo
metlife logo
new jersey skylands insurance logo
progressive logo
facebook logo

Resources

Home About Us Get a Quote Customer Service Newsletter Contact Us
Chamber Certified
trusted choice logo
professional insurance agents logo

Contact Us

location icon
  • I & E Insurance Agency
  • 2900 Route 88
  • Point Pleasant, NJ 08742
  • Phone: 732-295-5584
  • ineagency@gmail.com

This web site may contain concepts that have legal, accounting and tax implications. It is not intended to provide legal, accounting or tax advice. You may wish to consult a competent attorney, tax advisor, accountant or your own financial advisor. EMC Insurance Agency & Financial Services LLC dba I & E Insurance Agency & Financial Services is an Independent Insurance Agency, a Member of the Trusted Choice , Independent Agents of America and member of the ANE Network of Independent Insurance Agents, contact your own advisors before making any decision.

Services offered through independent NON-AFFILIATED ENTITIES

© Copyright. All rights reserved.
Powered by Insurance Website Builder