• Home
  • Currently Insured?
  • Get A Quote
  • Customer Service
  • Refer a Friend
  • About Us
  • Location Map
  • Employee Directory
  • Privacy Policy
  • Contact Us
Call Us CALL US TODAY | (732) 295-5584 | INEAGENCY@GMAIL.COM
Home
  • Home
  • About Us
    • About Us
    • Benefits of Using an Independent Agent in Freehold, NJ
    • Why Use an Independent Insurance Agent in Point Pleasant?
    • Location Map
    • Privacy Policy
    • Event Calendar
  • What We Offer
    • Annuities
    • Automobile
    • Bonds
    • Business & Commercial
    • Dental
    • Flood
    • Homeowners
    • Life & Health InsuranceImage of right arrow
      • Jackson Township Life Insurance
    • Limousine
    • Recreational Vehicle
    • Renters
    • Retirement Planning
    • Trucking
    • Watercraft & Boat
  • Get A Quote
    • Quote Forms
    • Auto Insurance Quote
    • Bond Request Form
    • Business & Commercial Insurance Quote FormsImage of right arrow
      • Builders Risk
      • Business Owners (BOP) Quote Form
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Liquor Liability Quote Form
      • Workers Compensation Quote
    • Dental Insurance Quote
    • Earthquake Quote
    • Flood Quote Form
    • Health Insurance Quote FormsImage of right arrow
      • Disability Insurance Quote
      • Health Insurance Quote
      • Long Term Care Insurance Quote
    • Homeowners Insurance Quote FormsImage of right arrow
      • Homeowner Flood Quote Form
      • Homeowners Insurance Quote
    • Life Insurance Quote FormsImage of right arrow
      • Life Insurance Quote
      • Senior Life Insurance-Final Expense Insurance
      • Term Life Insurance Quote
    • Limousine Quote
    • Recreational Vehicle Insurance Quote
    • Renters Insurance Quote
    • Retirement Plans
    • Truck Quote Request
    • Watercraft Insurance Quote
  • Currently Insured?
  • Blog
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Calculators
    • Free Reports
    • Make a Payment
    • Insurance Glossary
    • Customer ServiceImage of right arrow
      • Customer Service Forms
  • Contact
    • Contact Us
    • Join Our Newsletter
Auto Insurance AUTO Read More
Home & Flood Insurance HOME & FLOOD Read More
Business Insurance BUSINESS Read More
Life & Health Insurance LIFE & HEALTH Read More
Watercraft Insurance WATERCRAFT Read More
Retirement Planning RETIREMENT PLANNING Read More
Home > Blog > 4 Questions You Should Ask Before Purchasing General Liability Insurance
THURSDAY, JUNE 3, 2021

4 Questions You Should Ask Before Purchasing General Liability Insurance

General liability insurance protects your business from many potential damages. Most business owners understand the importance of having business insurance. Yet, they might not know enough to have the right level of protections.  

We are here to help. Get a clear answer to the following four questions before you buy. woman standing outside flower business

How Much Coverage Do You Need? 
The amount of general liability insurance coverage you need matters. It’s disheartening to find out you don’t have enough protection during your time of need. You and your agent can analyze your business and make a choice that will protect your business. 

What Does Your Coverage Include? 
All insurance policies don’t cover the same losses. To ensure your business has protection, it’s important to know what your policy covers. Knowing what your policy covers gives you the ability to buy extra insurance if gaps in coverage become evident. 

What's Not in Your Coverage? 
A section of all insurance policies lists exclusions. Your business doesn’t have coverage for incidents listed under this section. When you know your exclusions, you know your liabilities. You know your coverage won’t include losses stemming from these behaviors or activities.  

With this information, you can make better business decisions and protect your business. 

What Are Your Coverage Limits? 
Like all forms of insurance, your general liability insurance has limits. Limits are caps on the amount of coverage you receive. Once you exceed your coverage limits, you are responsible for the remaining expenses. 

For instance, if a lawsuit costs more than the limit of your coverage, then you are responsible for paying the difference. If you don’t purchase enough insurance, then you could bankrupt your business trying to keep up with the cost of a lawsuit.  

Before you purchase a policy, know your limits and purchase additional business insurance if you need to do so. 

General liability is one of the first steps you must take to protect your business. By asking the right questions before you make your purchase, you improve your chances of having the right coverage when you need it. 

You can start the process of getting the coverage you need by contacting us today at  (732) 295-5584. We are happy to offer a variety of information on our web site to choose the correct business insurance. 

 
Posted 12:11 PM

Tags: commercial general liability insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013

  • insurance(49)
  • flood insurance(29)
  • home insurance(21)
  • auto insurance(18)
  • seaside(15)
  • disaster(15)
  • point(15)
  • high end(15)
  • ocean(15)
  • mantaloking(14)
  • life insurance(13)
  • commercial insurance(12)
  • business insurance(10)
  • insurance new jersey(10)
  • property insurance(9)
  • coverage(9)
  • nj home insurance(9)
  • coastal home insurance(8)
  • nj flood insurance(8)
  • insurance jersey shore(8)
  • flood(7)
  • homeowners insurance(7)
  • liability(7)
  • car insurance(6)
  • retirement(5)
  • blog(5)
  • new jersey insurance(5)
  • policy(5)
  • best insurance agency of ocean county(5)
  • auto(5)
  • nj auto insurance(5)
  • home insurance quotes(5)
  • bolg(5)
  • workers comp insurance(5)
  • annuities(5)
  • retirement planning(5)
  • insurance quotes(5)
  • coastal property insurance(4)
  • small business insurance(4)
  • get a quote(4)
  • classic car insurance(4)
  • life(4)
  • health(4)
  • planning(4)
  • homeowners(4)
  • ira rollovers(3)
  • boat insurance(3)
  • ocean county flood insurance(3)
  • affluent home insurance(3)
  • how much is classic car insurance(3)

View Mobile Version
Facebook
Narragansett Bay logo
UPC Insurance logo
Travelers logo
The hartford logo
metlife logo
new jersey skylands insurance logo
progressive logo
facebook logo

Resources

Home About Us Get a Quote Customer Service Newsletter Contact Us
Chamber Certified
trusted choice logo
professional insurance agents logo
Car Insurance Agencies

Contact Us

location icon
  • I & E Insurance Agency
  • 2900 Route 88
  • Point Pleasant, NJ 08742
  • Phone: 732-295-5584
  • ineagency@gmail.com

This web site may contain concepts that have legal, accounting and tax implications. It is not intended to provide legal, accounting or tax advice. You may wish to consult a competent attorney, tax advisor, accountant or your own financial advisor. EMC Insurance Agency & Financial Services LLC dba I & E Insurance Agency & Financial Services is an Independent Insurance Agency, a Member of the Trusted Choice , Independent Agents of America and member of the ANE Network of Independent Insurance Agents, contact your own advisors before making any decision.

Services offered through independent NON-AFFILIATED ENTITIES

© Copyright. All rights reserved.
Powered by Insurance Website Builder